Holyheld is a Swiss-based crypto payments startup offering a Web3 debit card that enables direct spending of digital assets for everyday purchases. Integrated with self-custody wallets, it supports multiple blockchain networks and over 40 ERC-20 tokens. Holyheld’s Blockchain Reconciliation and Remittance Record (BRRR) protocol bridges digital and traditional finance, empowering users to leverage crypto for real-world transactions.